Hardik Agarwal

About

I am an MBA candidate at Columbia Business School and a management consultant with experience in strategy, operations, and growth for startups and large financial and telecom clients. I specialize in GTM strategy, financial and M&A modeling, spend analytics, and building KPI-driven product and operational dashboards that deliver multi-million dollar savings and rapid revenue growth.

Projects

Affordable Climate-Friendly Digital Access Launch & KPI Dashboard (WIOM)

Designed and launched an affordable, climate-friendly B2B2C digital access product in two cities, negotiating 100+ vendor contracts and scaling to $1.25M ARR and tens of thousands of customers within months. Built a KPI-driven dashboard using SQL and voice-of-customer data to prioritize a $2.7M tech enhancement budget and informed geospatial playbooks that guided a $5M expansion allocation.

SQL · Dashboarding · Geospatial analysis · Financial modeling

Third-Party Spend Diagnostic & Value-Capture Roadmap (Telecom, McKinsey)

Executed a comprehensive spend diagnostic across a $2.3B+ supplier base with contract teardowns, benchmarking and expert interviews to identify structural inefficiencies. Delivered a value-capture roadmap estimating $150–200M run-rate savings and secured $7–15M in-year savings through IT services consolidation, software license rationalization, and long-tail spend streamlining.

Financial modeling · Benchmarking · Contract analysis · Excel

Experience

Summer 2025 – Summer 2025

Associate Intern – returning FT post-graduation

McKinsey & Company

Conducted a third-party spend diagnostic for a global telecom, analyzing a $2.3B+ spend baseline across ~1,800 suppliers through 20+ expert interviews, 80+ contract teardowns and global pricing benchmarks. Led value-capture workstream and delivered a roadmap with ~$150–200M run-rate savings and secured ~$7–15M in-year savings from IT services consolidation, software license rationalization, and long-tail spend streamlining.

2023 – 2024

Entrepreneur-In-Residence / Founder’s Office

WIOM

Designed and launched a B2B2C, climate-friendly digital access offering in two cities, negotiating 100+ vendor contracts and scaling to $1.25M ARR in three months while acquiring 25K customers and later 110K customers across initiatives. Built geospatial revenue-forecasting playbooks to guide $5M expansion allocation, created a KPI-driven dashboard using SQL to prioritize a $2.7M tech budget, and led fundraising efforts that helped secure $17M of Series A financing.

2023 – 2023

Associate, Credit Cards (Global Consumer Banking)

Citibank

Led M&A modelling during Citi India’s $1.4B sale to integrate card points valued at $33M into the acquirer’s rewards program, presenting recommendations to APAC leadership and achieving 82% customer retention. Piloted a cross-functional launch of a new rewards channel for 1.5M+ cardholders, using A/B testing and coordination across merchant, engineering and marketing teams to add 100K+ customers and $6M in topline revenue in three months.

2021 – 2022

Graduate Management Analyst

Citibank

Designed and implemented expansion of the rewards program into grocery and dining categories, shifting 25% of redemptions to cost-effective channels and achieving $3M+ annual portfolio savings within nine months. Led revamp of self-service pages and launched the bank’s first WhatsApp rewards chatbot globally, coordinating with digital, compliance and tech teams to reduce time-to-resolution by 62%.

Education

2024 – 2026

MBA, Strategy & Technology

Columbia Business School

GMAT 770 (99th percentile); Honors: Forté Fellow, Jim Beams Scholar, Tewari Scholar, Barclay Scholar, Tang Scholar (total awards: $100K). Leadership: President, South Asia Business Association; member of Venture Capital, Social Enterprise, Technology, Community Impact and Gourmet clubs.

2017 – 2021

B. Tech., Engineering (Minor in Business Management)

Indian Institute of Technology (I.I.T.) Delhi

Academic Distinction (Ranked #1 in Business Management cohort); Student Senator & Secretary representing 10K+ students; Study abroad as Research Scholar at University College Dublin. Publications in Journal of Vocational Behavior (2022) and Academy of Management (2020, Best Paper Career Divisions Program).